Areas of Specialism

Examples of some specialist areas of advice include:

  • Working with Probate
  • Working with Family, Matrimonial and Children
  • Trustee Act of 2000
  • Proceeds of Civil Litigation and Personal Injury
  • Corporate Advice
  • Long Term Care

These may include products and services that are separate and distinct to those offered by St. James's Place.

Working with Probate

  • Giving advice to the surviving spouse on maintaining their standard of living.
  • Investment advice to the beneficiaries to include paying off personal liabilities
  • Inheritance advice for the surviving spouse or the beneficiaries
  • Investing income within a trust* for children

*Trusts are not regulated by the Financial Conduct Authority

Working with Family, Matrimonial and Children

  • Collecting information on investments, pensions and life assurance to assist in the divorce settlement process.
  • Advice for divorcing clients on investments, income and pensions that have been split as a result of a divorce settlement.
  • Advice on lump sum settlement to maintain a standard of living and or income.

Trustee Act of 2000

  • Advice to trustees regarding the rules that surround the Trustee Act 2000.
  • Investment advice to the trustees

St. James's Place guarantees the suitability of the advice given by members of the St. James's Place Partnership when recommending any of the wealth management products and services available from companies in the group more details of which are set out on the Group's website at www.sjp.co.uk/products

Civil Litigation and Personal Injury

  • Investment advice for clients who have received compensation and need to maintain a standard of living and or income.
  • Advice on funds within a personal injury trust.
Please note that some of the above may include the referral to services that are separate and distinct to those offered by St. James's Place. Trusts are not regulated by the Financial Conduct Authority.

Corporate Advice

  • Advice on corporate tax efficient investment planning
  • Pension and employee benefits review and advice
  • Advice on risk
  • Aspects of Exit Strategy Planning

Long Term Care

Our support and guidance can address the following issues:

  • The choice of care setting
  • The responsibilities of relatives and duties under a Power of Attorney
  • The role of your Local Authority and its responsibilities (including understanding the care and financial assessments to which you may be entitled)
  • Your options with the family home
  • The financial choices you have when paying for care.

We can also provide advice on the simple steps to manage your financial affairs more effectively, including:

  • How to protect your estate from the impacts of Inheritance Tax
  • Understanding and implementing appropriate investment strategies

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

Specialist advice

Putting our clients firmly at the heart of everything we do enables us to run a genuinely client-focused business. We specialise in a number of advice areas.